Investment Counselling in 5 Steps

Step 1 / 5
The purpose of this discussion is to create the conditions for a comprehensive consultation. To this end it is necessary to clarify the assets and income situation of the customer as well as establishing his particular investment goals and his long term investment horizon.

Step 2 / 5
This step sets out to establish the risk readiness and risk capacity of the customer. Only when this has been done can we focus on the actual wishes of the customer regarding investment.

Step 3 / 5
In this step, a joint base strategy is developed in which the long-term financial structure is established. Risk optimisation of through diversification between asset classes (shares, bonds, liquidity and similar) as well as within an asset class, e.g., on the market and country level, are the main components here.

Step 4 / 5
This is used to take advantage of investment chances in an investment class, and possibly in order to make a short-term diversion from the strategic structuring. This normally occurs either through the over- or under evaluation of certain markets and/or sectors.

Step 5 / 5
This is done by measuring performance which means the performance of a security or portfolio over a certain period. This facilitates the checking of the investment policy and goals with the consequence of being able to complete the necessary adjustments.